How to use Net Banking or Internet Banking on your PC Internet banking or net banking or online banking is an online service provided by several banks to their customers so that they can manage their accounts online from home and see all details and statements on their PC or laptop without any need of coming to bank. Banks also provide facility of fund transfer which means you can transfer money directly from your account to someone else online. So, its an easy thing for customers and also reduces crowd at banks. Almost all banks provide this facility including but not limited to HDFC Bank, ICICI, State Bank of India, Kotak Mahindra, AXIS Bank, PNB, CitiBank, etc.
Most banks need you to either apply for Net banking online or fill up a form and then submit it in the nearest bank branch. And then you get your Login Id and Password within one week via post. And you can avail all facilities online. You can also buy products online if you have net-banking or even recharge your mobile or DTH service. But in order to use them securely you need to know few things otherwise someone may use your account to do something wrong or buy something and you will be in loss.
Following are the points you need to keep in mind while logging into your Netbanking account - * Always open the link in a new browser.
* Never reply to any email asking for your account details as banks never ask for these things.
* Use virtual keyboards which you can find on the net-banking site of any bank.
* Always use a better and updated anti-virus along with up to date browser.
* Never use internet banking from cybercafes as they might have key-loggers installed in them and can save your password.
* Never save your Internet banking password using browser password saver even at home.
* Keep changing your passwords once in a month to stay safe.
* Last but not the least, Never share your passwords even with whom you trust much.
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